Diana Harrison's Designations

CERTIFIED FINANCIAL PLANNER™ practitioner, CFP®

CERTIFIED FINANCIAL PLANNER™ practitioner, CFP® and federally registered CFP (with a flame design) marks (collectively, the "CFP® marks") are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. (CFP Board).

The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with Clients.

To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements:

Education - Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board's studies have determined are necessary for the competent and professional delivery of financial planning services, and attain a bachelor's degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP Board's financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning;

Examination - Pass the comprehensive CFP® Certification Examination. The examination, administered in 10 hours over a two-day period, includes case studies and Client scenarios designed to test one's ability to correctly diagnose financial planning issues and apply one's knowledge of financial planning to real world circumstances;

Experience - Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and

Ethics - Agree to be bound by the CFP Board's Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals.

Individuals who become certified must also complete ongoing education and ethics requirements to maintain the right to continue to use the CFP® marks.

CERTIFIED PUBLIC ACCOUNTANT, CPA

CPAs are licensed and regulated by their state boards of accountancy. While state laws and regulations vary, the education, experience and testing requirements for licensure as a CPA generally include minimum college education (at least a baccalaureate degree and a concentration in accounting), minimum experience levels (Oregon requires at least two years of experience providing services that involve the use of accounting, attest, compilation, management advisory, financial advisory, tax or consulting skills, all of which must be achieved under the supervision of or verification by a CPA), and successful passage of the Uniform CPA Examination. To maintain a CPA license, Oregon requires the completion of 80 hours of continuing professional education (CPE) over a two-year period. Additionally, all American Institute of Certified Public Accountants (AICPA) members are required to follow a rigorous Code of Professional Conduct which requires that they act with integrity, objectivity, due care, competence, fully disclose any conflicts of interest (and obtain Client consent if a conflict exists), maintain Client confidentiality, disclose to the Client any commission or referral fees, and serve the public interest when providing financial services. The vast majority of state boards of accountancy have adopted the AIPCA's Code of Professional Conduct within their state accountancy laws or have created their own.

CERTIFIED DIVORCE FINANCIAL ANALYST™, CDFA™

Financial professionals, accountants, or family law attorneys with at least two years' of experience are eligible for the CDFA™ designation. The professional must complete a self-study course series and pass the exams that coincide with each series which Diana did through the Institute for Divorce Financial Analysts™ (IDFA™). Someone seeking the CDFA™ designation must also be in good standing with their Broker/Dealer and the FINRA/SEC. Through Diana's comprehensive training course, she learned effective ways to help clients deal with their financial issues during a divorce such as how to value and divide property, what to do with retirement assets, spousal and child support, and tax problems. By using a CDFA™ clients can avoid the financial pitfalls that are common in the divorce process; clients can have a clear picture of financial implications and after-tax results before they commit to anything on paper; a CDFA™ can help determine not only the short term effect of a settlement, but also the long-term impact (and we're talking the rest of a client's life here).

CERTIFIED WEALTH STRATEGIST®, CWS®

The CWS® certification is one of the fastest growing in the financial industry. After 6 months of study, passing the Capstone project, and completing the CWS® Board of Standard's ongoing certification requirements, Diana was awarded the certification.

A Certified Wealth Strategist follows a team player style of serving clients. This style involves CPAs, CFPs®, insurance specialists and other professionals to provide clients with a comprehensive methodology for the development of their life, retirement, and estate plans. With the excellent quality of professional team power that goes into these plans, the results are dynamic! And when life throws changes at us, these plans are adaptable and can be altered to keep up with changing times.

Sources

CFP
http://www.cfp.net/for-cfp-professionals/professional-standards-enforcement/compliance-resources/sample-explanation-of-cfp-certification-for-form-adv-part-2

CPA
http://www.aicpa.org/InterestAreas/PersonalFinancialPlanning/Membership/DownloadableDocuments/ADV%20Part%202B%20Brochure%20Supplement.docx

CWS
http://www.certifiedwealthstrategist.com/program/cannon_program.asp
http://www.certifiedwealthstrategist.com/assets/PDFs/CWS-Due-Diligence-Welcome-packet.pdf
http://www.certifiedwealthstrategist.com/program/cannon_individuals_learning.asp
http://www.certifiedwealthstrategist.com/program/cannon_individuals_program.asp
http://www.certifiedwealthstrategist.com/program/cannon_individuals_faq.asp
http://www.certifiedwealthstrategist.com/board/cannon_board_discipline.asp

CDFA
https://www.institutedfa.com/view.php?About-2